|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 973-962-5410.
|
Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
Find Out More >
View All Offers >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
'ONLY' Orly and Her Team are some
of The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.
As top Ringwood, West Milford and Wanaque real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.
We have direct access to the Ringwood, West Milford and Wanaque area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.
If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!
This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers. Let us help you simplify the home buying process!  Tell us what you are looking for! It's our job to know every property in Ringwood, West Milford and Wanaque, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible... 
First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
|
| Q |
What is the world's longest wall?
|
| A |
The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERTS™ 
