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First Time Homebuyers: Ringwood, West Milford and Wanaque New Jersey home buying, real estate listings, and homes for sale in Passaic County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Ringwood, West Milford and Wanaque real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Selling Your Home >Deal with the Defects

If you are selling a home, the buyers will probably include a home inspection clause in the offer. This will allow them to hire an expert to make sure that the house is structurally sound and all the systems are working properly.

The time to get ready for the home inspection is before you sell your house! Owners usually know about most of the defects in their house, such as plumbing or electrical problems or leaks that occur when it rains. When you decide to put your home on the market, you should repair any defects immediately. Most purchase agreements require sellers to convey the property with all systems and appliances in working order. You won't save money by delaying repairs, and buyers may be frightened away by an inspection report that contains a long list of needed repairs.

Eliminating maintenance as a potential issue in the sale can help you ensure that the transaction goes as smoothly as possible. This is especially important when there is active construction of brand-new homes in the area.

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Q	What is the busiest airport in the world?
A	According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
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'ONLY' Orly and Her Team, REALTORŽ, real estate agents and broker for Ringwood, West Milford and Wanaque New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

'ONLY' Orly and Her Team
Coldwell Banker Residential Brokerage
130 Skyline Dr.
Ringwood, NJ. 07456
973-962-5410
973-962-7007
Fax: 973-962-9697
Email: orly@onlyorly.com
SERVICE...Genuine premium service requires energy, commitment, knowledge, and efficiency. ORLY STEINBERG is the Hometown Realtor who has set the standard for service excellence in Passaic County. A Real Estate Professional since 1984, she is among Coldwell Banker's International President's Elite, a distinguished group regarded as the top one percent of the company's sales force nationwide. As an active participant in the local Ringwood, Wanaque, and West Milford communities, Orly's expertise is unsurpassed and will serve you well whether you are a Buyer or a Seller, Orly measures her success by her long-term relationships with clients and customers by whom she has long been known for her enthusiasm, integrity, and efficiency. Call or e-mail Orly for a professional real estate consultation today. You'll be glad you did!

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