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Our Special Offers: Ringwood, West Milford and Wanaque New Jersey home buying, real estate listings, and homes for sale in Passaic County, NJ

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Just for you, we've assembled some Special Offers. Choose one or all!

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	What are the three most common environmental toxins for which homes are tested?
A	Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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'ONLY' Orly and Her Team, REALTOR®, real estate agents and broker for Ringwood, West Milford and Wanaque New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

'ONLY' Orly and Her Team
Coldwell Banker Residential Brokerage
130 Skyline Dr.
Ringwood, NJ. 07456
973-962-5410
973-962-7007
Fax: 973-962-9697
Email: orly@onlyorly.com
SERVICE...Genuine premium service requires energy, commitment, knowledge, and efficiency. ORLY STEINBERG is the Hometown Realtor who has set the standard for service excellence in Passaic County. A Real Estate Professional since 1984, she is among Coldwell Banker's International President's Elite, a distinguished group regarded as the top one percent of the company's sales force nationwide. As an active participant in the local Ringwood, Wanaque, and West Milford communities, Orly's expertise is unsurpassed and will serve you well whether you are a Buyer or a Seller, Orly measures her success by her long-term relationships with clients and customers by whom she has long been known for her enthusiasm, integrity, and efficiency. Call or e-mail Orly for a professional real estate consultation today. You'll be glad you did!

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